Pay As You Go Worker's Comp

Pay-As-You-Go Worker’s Comp Insurance Via Cloud Based Technology. We Simplify Quoting and Policy Administration. Your time is valuable and we can maximize the time needed to fulfill your business insurance needs.

Years of Experience

There is no need to experiment with your business’s insurance needs. You will have your own personal adviser to assist you in meeting all your company’s workers’ compensation and other insurance needs.

From Our Brains To Yours

The outdated “best guess” approach to premium calculation is a thing of the past. Now your company and clients can eliminate huge down payments and dreaded end of year audits!

Staffing Companies and PEO's

HFG streamlines the payroll reporting and premium calculation process for Staffing Companies and PEO business models. Insurance for your business has never been easier.

Powerful Partnerships

  • We Partner To Grow Your Business

    Looking ahead requires a team effort. Our Loss Control Program assures you that your X-Mod factor is in good hands. We plug your company into cutting edge technology and personal relations with loss control experts.
  • Your Own Team of Experts

    If your company is new to business insurance, you don’t have to re-invent the wheel. You will have access to our team of experts that are here for your assistance.
  • Personal Support

    When you need support, you will have access to your assigned expert. Imagine having a business partner that was available any time you need them to answer questions or pursue new business strategies. Your business is as important to us as it is to you. We do not have a sales force. We rather, have team of people committed to partnering with your company for great success.

Business Insurance Pioneers

Pay-As-You-Go Workers Comp

Get Connected and Get Started!

Your Team Awaits!



Hybrid Financial Keeps You Ahead of The Curve!

Brilliant Team

We Partner With and Nurture The Best Talent!

Cutting Edge Tools

We Bring The Latest Technology To The Table!

Win/Win Relationships

Our Programs Are Mutually Beneficial!

Unrivaled Customer Support

Our Support Staff Are Highly Trained and Friendly!
Pay-As-You-Go Workers Comp